Pets Best Pet Insurance


Pet Insurance

Pets Best Pet Insurance was founded by Jack Stephens, DVM, in Boise, Idaho. Credited with developing pet insurance in the United States, Dr. Stephens is determined to end "economic euthanasia."

In 1981, he was forced to put a dog down when the owner could not afford treatment. The child of the owner saw him shortly afterward and told her mother he was, "the one who killed our dog."

The next year, Dr. Stephens founded the first US pet insurance company. After 25 years experience in the pet insurance industry, Pets Best was founded in 2005.

Best Pet Health Insurance Plans Keep it Simple

Reimbursement is 80% after deductible. For regular veterinary care, emergencies (after hours emergency care) and specialists for covered illnesses and accidents.

Choose from one of 3 Plans:

  1. Pets Basic - Lower Premiums
  2. Pets First - Maximum Value
  3. Pets Premier - Ultimate Security

BestWellness Option

Sign up for the supplemental wellness benefits and there is no deductible. This option helps you budget for planned vet visits.

This service will pay a good portion of your pet's routine care including;

Flea, tick and heartworm are also included as are the following tests:

  • Blood panel
  • Fecal
  • Heartworm
  • Urinalysis

While most pet insurance companies exclude behavioral and hereditary conditions, pregnancies and burial or cremation, Pets Best may cover your pet in these situations.

Do make sure to read the excluded breeds for pregnancy and hereditary limitations. Hip Dysplasia and Von Willebrand Disease are hereditary conditions that may be of concern as a GSD owner.


  • No networks - you are free to use your vet.
  • Acupuncture and chiropractic work is covered.
  • Short waiting period - 3-14 days.
  • Actively involved in the community, coordinating pet therapy for hospitals and nursing homes.


  • Routine care option cannot be purchased separately.
  • Hip dysplasia is not covered.

The Bottom Line

A company with a conscience, Pets Best makes donations to non-profit pet foundations. By avoiding benefit schedules, pet insurance is kept simple and affordable.

Pets Best Pet Insurance
2710 Sunrise Rim Road
Boise, ID 83705
Free Pet Insurance Quotes


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The information and products recommended by german-shepherd-lore.com are not intended to take the place of expert veterinarian care. Please consult with your vet and ask about using a natural and alternative approach for the healthcare and treatment of your pet. Find a holistic vet.

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